By accessing or using this Site you agree to be bound by these terms and conditions.
Consumer means individuals using the Site
Expert means an FPA Member who has been appointed by the FPA to sit on the FPA “Ask an Expert” panel
FPA means Financial Planning Association of Australia
Member means a current, financial Member of the FPA
Site means www.fpa.com.au and any other related link
Terms means these Terms and Conditions
The FPA, or the relevant owner, retains all rights (including copyrights, trademarks, patents as well as any other intellectual property right) in relation to all information provided on or via this Site.
You may not use the Site, or the information and material contained on it for any purpose, without the prior written consent of the FPA. This involves:
Notwithstanding the above restrictions on the use of information and material on the Site, you may download information and material from the Site for your own personal, non-commercial use, provided you do not remove any copyright and trademark notices contained in the information or material.
The Site may include links to other websites on the World Wide Web that are not operated, controlled and/or monitored by the FPA. These websites are owned and operated by third parties.
The FPA is not responsible for the accuracy or content of third party web sites. In creating links to any other web site, the FPA is not recommending that web site or giving any assurances as to its standing. The inclusion of a link to another website does not imply any endorsement by the FPA of the website.
The use of such links is entirely at the Consumer’s own risk and the FPA accepts no responsibility or liability for the content, use or availability of such web sites. Without the prior written consent of the FPA, links to FPA sites are not permitted.
Although the FPA attempts to provide accurate, complete and up-to-date information, the FPA makes no warranties or representations, express or implied, as to whether information provided on or via this Site is accurate, complete or up-to-date. The FPA does not represent or warrant that this Site functions without error or interruption.
As far as is permitted by law, the FPA excludes all liability to third parties arising directly or indirectly out of their use of or reliance on information contained in this Site.
The Site and these Terms will be governed by and construed in accordance with the law of New South Wales, Australia.
You agree to the jurisdiction of the courts of New South Wales to determine any dispute arising out of these Terms.
If any part of these Terms is found to be void, unlawful or unenforceable, then that part will be deemed severable from the remainder of the Terms.
Any information or material published on the Site, including questions, answers and blogs submitted by FPA Members, consumers or the public is subject to review by the FPA.
The FPA may remove any information or material published or posted on the Site, at any time without providing notice, or an explanation for this removal.
The FPA offers the Find a Planner referral service (“Find A Planner”) for the benefit of Consumers, the public and Members.
The purpose of the Find A Planner is to assist the public to locate Members in their area so they can obtain financial planning advice.
By using the Find A Planner, you agree that:
FPA takes no responsibility for and make no representations as to the:
You should always make your own enquiries as to the suitability of the Member to carry out the nature and scope of the work which you seek to be undertaken.
FPA takes no responsibility for the accuracy of information or advice provided by, to or on behalf of Members.
FPA does not accept responsibility for any form of loss or liability incurred by you arising directly or indirectly or in connection with any referral, irrespective of whether the loss or liability is the result of any negligence or other default on the part of FPA.
FPA does not guarantee the existence, currency or adequacy of appropriate professional indemnity insurance of its Members.